Global Finance review: Auckland mortgage broker, lenders and fees
Global Finance is a mortgage and insurance adviser that started in Auckland in 1999. Here's which lenders it works with, when it charges fees and how its Mortgage Genius Plan works.
By Jason Dark, updated 8 November 2026
The short version
- Global Finance has been arranging mortgages and insurance since 1999 and has branches in Auckland, Hamilton and Tauranga.
- Global Finance works with more than 20 banks and non-bank lenders, including all five main banks.
- Global Finance's advisers receive a salary, and lenders pay Global Finance a commission.
- You may have to pay a fee if you don't take the loan Global Finance arranges, or if you refinance or repay within 24 months.
Is Global Finance a good mortgage broker?
Global Finance is a good choice for buyers who want a broker with a wide range of lenders and help planning to pay off their loan faster. Its advisers are paid a salary, so their pay doesn't depend on which lender you choose. Global Finance has branches in Auckland, Hamilton and Tauranga, and also gives advice by video call to people elsewhere in New Zealand and overseas.
Which lenders Global Finance uses
Global Finance's disclosure statement lists ANZ, ASB, Westpac, BNZ, Kiwibank, SBS, Heartland Bank, China Construction Bank and AIA Home Loans, as well as non-bank lenders like Avanti Finance, Pepper Money and First Mortgage Trust.
Want to talk to a mortgage adviser?
Ask an adviserWhat Global Finance costs
Global Finance usually doesn't charge you anything, because lenders and insurers pay it a commission, both upfront and ongoing. You may have to pay a fee if you decide not to take the loan it arranged for you, or if you refinance or repay the loan within 24 months. Global Finance gives you details of its commission and service charges when it advises you.
Global Finance may pay a referral fee of $250 to clients who refer someone who goes ahead with a loan. If it refers you to Tower for house or car insurance, Tower may pay it a commission of up to 10% of your premium.
The Mortgage Genius Plan
The Mortgage Genius Plan is Global Finance's own way of setting up a loan to pay it off sooner. Advisers may use a revolving credit or offset loan so your income and savings reduce the interest you pay. Global Finance says results vary with each person's situation.
If you're comparing advisers, the mortgage broker guide for your town lists the questions the FMA suggests asking each one.
Common questions
Does Global Finance charge fees?
Usually not. You may pay a fee if you don't take the loan it arranges or if you refinance or repay within 24 months.
Is Global Finance only in Auckland?
No. Global Finance has branches in Auckland, Hamilton and Tauranga, and advises people elsewhere in New Zealand and overseas by video call.
Want to talk to a mortgage adviser?
A licensed mortgage adviser will look at your situation and tell you which rates and loan options you might qualify for. This advice is free.
Sources
Tools for this
Want to talk to a mortgage adviser?
Ask an adviserKeep reading
All guides in Mortgage brokers- NZHL review: how NZ Home Loans works, its lenders and feesNZHL (NZ Home Loans) is a mortgage adviser network owned by the same government company as Kiwibank. Here's which lenders NZHL works with, how it gets paid and what fees you might pay.
- Squirrel Mortgages review: how the broker works, fees and lendersSquirrel is a mortgage broker based in Auckland that also offers its own peer-to-peer lending. Here's how Squirrel is paid, what fees you might pay if you leave early and what makes it different.
- Loan Market review: how the adviser network works, fees and lendersLoan Market is a group of local mortgage adviser businesses that work with more than 30 banks and lenders. Here's how the network operates and how its advisers are paid.