Mortgage rates
Home loan rates from ANZ, ASB, BNZ, Westpac and Kiwibank, read from each bank's own website, and what each one charges if you have less than 20% equity.
Guides
- Mortgage rates NZ: compare home loan rates from the main banksCompare fixed and floating home loan rates from ANZ, ASB, BNZ, Westpac and Kiwibank, checked on each bank's own website on 11 November 2026. The lowest 1-year rate is 4.99%.
- ANZ mortgage rates: fixed and floating home loan ratesANZ's home loan rates for all fixed terms and floating, checked on its website on 11 November 2026. The 1-year rate is 4.99%. Compare them with the other main banks.
- ASB mortgage rates: fixed and floating home loan ratesASB's home loan rates for all fixed terms and floating, checked on its website on 11 November 2026. The 1-year rate is 4.99%. Compare them with the other main banks.
- BNZ mortgage rates: fixed and floating home loan ratesBNZ's home loan rates for all fixed terms and floating, checked on its website on 11 November 2026. The 1-year rate is 4.99%. Compare them with the other main banks.
- Westpac mortgage rates: fixed and floating home loan ratesWestpac's home loan rates for all fixed terms and floating, checked on its website on 11 November 2026. The 1-year rate is 5.19%. Compare them with the other main banks.
- Kiwibank mortgage rates: fixed and floating home loan ratesKiwibank's home loan rates for all fixed terms and floating, checked on its website on 11 November 2026. The 1-year rate is 5.15%. Compare them with the other main banks.